Stop sending cash to your friends. Start pooling your credit cards.

Everyone pays with their own credit card to earn rewards and Divvi spins up a shared virtual card — ready for anything from travel accommodations to dinners.

Pool it and spend it. All on credit. Everyone gets rewarded.

Portugal Vacation

Funded
$1,000
Available to spend
**** **** **** 1234
12/26 ***

Recent activity

Airbnb Booking
Today
-$1,200
Pool contributions
Yesterday
+$2,200
Rewards breakdown
Caroline: 1,400 pts Ellie: 1,400 pts Savannah: 1,400 pts

How Divvi works

1

Create a pool

Invite your friends and set a goal for a group expense. Choose how to split the costs within the app.

2

Everyone pays in with their own card

Each member contributes their share using their own credit or debit card. Divvi holds the funds securely.

3

Divvi issues a virtual card

Once funds are locked in, you get a virtual card in the app to spend directly on bookings or activities.

4

Split tracking & return leftover funds

Track spending and balance in real-time. Get auto-refunds according to your split.

Spend and earn together, without owing anyone cash

Virtual cards powered by everyone's credit, not everyone's cash. We handle real-time tracking of spend, so you can focus on having fun together.

Everyone earns rewards

Each member pays in with their own card so everyone can earn rewards points, miles, or cashback.

Track while you spend

As the card gets used, receive notifications in the app. No hassle to record expenses after the fact.

Complete transparency

Track every contribution, expense, and refund. See exactly where the money goes and who's paid.

Secure group-held funds

Money is held securely via Stripe and refunds are automatically processed once everyone in the group agrees on split costs.

Perfect for any shared expense

Travel with friends

Book flights, accomodations, and pay for activities together.

Housemates

Split household expenses and manage shared costs transparently.

Couples

Manage joint expenses like vacations, home purchases, or date nights. Both earn rewards on your own cards.

Group gifts

Pool money for birthday gifts or other special occasions. Perfect for shopping together or separately.

Digital nomads

Book accommodations with people you meet online or while traveling. Safely share payments with newly made friends.

Ready to start earning more for shared expenses?

Join the waitlist and be among the first to experience group spending with credit rewards.

Be notified when we launch